Stephanie Lloyd is Founder and President of Toggle® and Head of New Ventures for Farmers Insurance®. She and her team are disrupting the insurance space from within and creating unique products for digitally-powered, modern consumers.

Toggle debuted in late 2018 with a fresh take on renters insurance, providing a straightforward and flexible digital insurance subscription through a simplified experience. Toggle has since added auto insurance to its expanding portfolio of products. As an innovative brand heavily focused on making bold moves, Stephanie and team have started working with key business collaborators to provide white-labeled and co-branded embedded insurance experiences that plug into their partners’ ecosystem and value proposition.

Prior to founding Toggle, Stephanie served as Farmers® Personal Lines Chief Underwriting Officer, where she developed practical solutions to help improve profitability, quality and efficiency. Before her time in Underwriting, she spent ten years in Personal Lines Product Management and in Agency Distribution.

Digital Insurance honored Stephanie with the 2019 Women in Insurance Leadership award which recognizes excellence across technology and business. She was also a finalist for the 2019 Future is Female award by AdWeek. In 2021 she was selected for the Leadership in the Age of Personalization consortium.