A Transformation Leader in Insurance with background in Banking (Retail & Investment), e-Commerce/Digital and entrepreneurial Start-ups. Former CIO of leading global insurance companies; AXA, Allianz, Legal & General.  More recently, founded Petraenovus Consulting providing services to high profile insurance and wealth management customers in EMEA. Non-Executive Director at DVSA (department for Transport) and at the Financial Ombudsman Service (Chair of the Transformation Committee).  Successful track record of delivering large-scale, complex customer-centric technology and business transformation programmes aimed at company growth enabled by digital and data as well as legacy modernization and automation. Experienced motivational and thought leader in industry.  Jacob has a PhD in computer-aided engineering from Bath University.