Commercial property risk does not stop at the boundary of the insured asset. A fire in a neighbouring premises, disruption to critical infrastructure or changing environmental conditions can all create significant knock-on effects – from property damage and business interruption to unexpected accumulation.
As risks become more interconnected, insurers now need to look beyond the asset itself and build a more dynamic view of the wider risk environment using richer intelligence to anticipate where losses could emerge next.
Bringing together senior leaders from underwriting and data, this roundtable will explore how insurers can look beyond traditional property boundaries to better understand, predict and ultimately prevent tomorrow’s losses.
Attend to gain insights on:
- How leading insurers are evolving their approach to commercial property risk
- Which geospatial, location and contextual data insurers are bringing into underwriting and exposure decisions and where gaps in visibility remain
- How underwriting and data teams can move from understanding today’s exposure to anticipating – and ultimately preventing – tomorrow’s losses
Welcome and participant introductions
Discussion
- Where is risk coming from next? Which external and interconnected exposures are emerging as the biggest threats to commercial property?
- Benchmarking the market: where are the biggest gaps in insurers’ visibility of exposures and dependencies?
- Which interconnected risks – from neighbouring occupancies to infrastructure and environmental hazards – are hardest to identify and quantify?
- From geospatial to contextual intelligence: how can insurers build a more dynamic picture of risk?
- Where can richer intelligence have the greatest impact on risk selection, pricing, accumulation and portfolio decisions?
- How well equipped are underwriting and data teams to understand how risks could emerge, interact and spread?
- From prediction to prevention: what needs to change for emerging risk intelligence to drive earlier intervention and loss mitigation?
Closing remarks
(60 minutes)
Request an invitation
This roundtable is designed for senior figures working across insurance.
Fill in this form if you meet the above criteria and would like to participate in the discussion on 3 November. All invitation requests will be vetted and approved (or declined) by the organiser.
About Ordnance Survey
Ordnance Survey is the national mapping service for Great Britain. We provide accurate location data, from basement presence and nearby environmental factors to the property lifecycle stage and address verification.Our products and insights, combined with our partners’ services and solutions, create smarter solutions for business-critical problems, including bespoke underwriting and climate change scenario testing.Get location data that helps you easily spot potential risks, remove uncertainty, and make confident decisions. www.os.uk/financialservices
