Xavier Marcillac is VP of Sales at IBA, developing business in Southern Europe and APAC. Xavier is passionate about building modern insurance, enabling a smooth and effective protection experience. Xavier has been at the crossroad of insurance business and technology in the last 17 years, managing a claims management software and service company, heading Digital at two direct health insurers and now selling core insurance technology for successful innovation and transformative replatforming. Prior to IBA, Xavier worked and lived in Singapore, selling AI-powered solutions across APAC. Xavier started his career in Strategy consulting (Kearney, Accenture) before moving to a challenger bank in the dotcom times. A global citizen, Xavier holds an MBA from IESE and a degree in International Business Administration from NEOMA Business School (France) and ICADE University (Spain).