Hallvard has spent most of his 25 year long career as a management consultant with companies such as C-Bridge Internet Solutions, Accenture and EY. He has also served as the CIO of Vesta, where his role turned into creating the first Nordic IT strategy of what is now Tryg. He is now the CIO of Frende Forsikring, who have taken a 4% market share in Norway in 10 years by focusing on customer satisfaction, simple and competitive products and a powerful distribution network that spans both digital and traditional channels. He focuses now on modernizing Frende’s core systems to enable the ecosystems and business models that are evolving in our industry.