Bjørn has a master of Actuarial Science from the University of Copenhagen. Bjørn has 25 years of experience in the Nordic insurance business with a focus on profitability, technical pricing and market pricing, predictive and statistical analytics, data science and machine learning, data modelling, customer segmentation and lifetime value models, customer analytics and claims analytic, loss reserving, enterprise risk management and capital modelling, cost controlling and profitability controlling. Bjørn is currently responsible for the actuarial pricing, data science and loss reserving for all products in Tryg, the second largest non-life insurer in the Nordic area with a presence in Denmark, Norway and Sweden